Homeowners Insurance: 3 Mistakes To Avoid When Buying A Policy

Purchasing homeowner's insurance is an important part of being a homeowner. If you have a mortgage on your home, your mortgage company will likely require you to carry a policy, but even if you own your home free and clear, it is still essential to hold the right insurance policy. Whether you're a first-time home buyer making your first homeowner's insurance policy purchase, or you're planning on shopping for a new policy to replace your current one, you need to go about the process the right way.   Read More...

When To Report Changes To Your Homeowner's Insurance Agent

How long has it been since you've updated your homeowner's insurance policy? Many homeowners make the mistake of setting up the policy, paying the monthly premiums and never giving it another thought. If you're one of these folks, you could be cutting yourself short on coverage—you may not get the payout that you need to rebuild and replace all of the belongings in your home. Here, you'll find a few instances in which a call to your home owner's insurance agent is warranted.   Read More...

DBA Insurance 101

Any American company that serves as a contractor for the United States Department of Defense on their overseas defense bases in a specific capacity must have adequate insurance to protect their employees, both Americans and local nationals. This insurance is called Defense Base Act (DBA,) which was enacted right before the start of American involvement in World War II in 1941. Over the years, the act has been amended several times to include other employees, such as infrastructure builders who work on behalf of the federal government.   Read More...

Embarking On A Career As An Insurance Agent? 4 Tips To Help You Get Off To A Good Start

If you're in the process of becoming an insurance agent, be prepared to put in some hard work. Becoming a successful insurance agent takes time and effort. Now that you're on your way to becoming an insurance agent, here are some tips that will help you enjoy a successful career. 1. Get All the Training You Can When it comes to being a successful insurance agent, you've got to get as much training and education as possible.   Read More...

Mandatory Auto Insurance Coverage

Before getting behind the wheel of any car, you should ensure you have at least the minimum insurance coverage mandated by the government. This minimum coverage varies by state, but the following four examples are the most common ones. Liability Coverage Liability coverage is mandatory in all states except New Hampshire. Liability coverage pays for the damages and injuries you may cause to others while driving. This is what ensures that you don't have to dig into your pocket to pay a pedestrian's medical costs when you accidentally knock them down on a foggy evening.   Read More...