Should You Hire A Public Adjuster When Filing A Homeowner's Insurance Claim?

Whether due to a fire, flood, or vandalism, you may be able to recover your financial loss by filing a homeowner's insurance claim. You can file a claim on your own, but hiring a public insurance adjuster to represent you may be of benefit. Here are a few reasons to consider hiring a public adjuster at some point throughout the claims process:

You're Facing a Large Loss

Facing the possibility of a big financial loss is one good reason to consider hiring a public adjuster to help you file a homeowner's insurance claim. If you can't afford to repair the damage to your home without being paid a settlement from your insurance company, it's important to make sure that you have a representative by your side that's knowledgeable and experienced in the home insurance industry.

Your public adjuster will will help ensure that no type of damage or specific loss is left off the insurance report so it all gets considered when a settlement is offered. And they'll help you fight for a settlement that you deserve so you're less likely to accept a payout that won't cover your financial losses.

You Disagree with the Company Adjuster

If you end up filing an insurance claim yourself and you don't agree with the settlement your insurance company's adjuster offers, you may be able to increase the offered amount by hiring a public adjuster to represent you. A public adjuster will pour through all the paperwork and work with the insurance company's adjuster to agree on a settlement that you are happy with. You adjuster may even be able to find mistakes that were made throughout the claims process and make changes as necessary to better solidify and justify your case.

You Don't Have the Time or Needed Knowledge to Negotiate

Public insurance adjusters have the time and knowledge necessary to successfully negotiate with insurance company adjusters, so if you don't feel confident in the process you should hire an adjuster to take care of the legwork for you. Your public adjuster will work with you to determine a bottom line settlement and then start negotiating at a higher rate. You may even end up getting more money than you expect by the time the negotiation process is over.

These are just a few of the good reasons to consider working with a public insurance adjuster when filing a homeowner's insurance claim. You can also expect to enjoy peace of mind and a speedy payout process. Schedule a consultation appointment with a public adjuster today to learn more about how they can help you recover from the home damage you're facing.  Contact a company, like Skipton Claims Management, for help.