Your Teen's Distracted Driving Can Raise Your Insurance Rate

Distracted driving is a huge issue these days–particularly as related to the causes of teen driving accidents. Recent findings from a study analyzing 1,700 crash videos showed that distraction played a role in 58 percent of the accidents involving teen drivers. Shifting attention away from driving not only puts your teen driver at risk, but it also puts passengers and other drivers on the road at risk. Additionally, an accident caused by distracted driving may significantly increase the car insurance rate you pay as well.

Life Insurance Issues To Think About When Buying Your First Policy

At some point in your adult life, you might start to worry about how your family would survive financially if you suddenly passed away. It can be sad to think about, but luckily, a life insurance policy can help you protect your family's financial situation in the future. Before you purchase a policy, consider the following. Getting the Right Policy Type Term-life and whole-life might not mean anything to you right now, but those are the types of policies you're most likely to buy.

Can A Dash Cam Get You A Discount On Your Auto Insurance?

Browse through the latest viral videos and you're bound to stumble upon dash cam footage of all types. Once commonplace in Europe and other countries, consumer-grade dash cams are making inroads into the U.S. market, especially as more people see the benefits of having one installed in their vehicle. If you're thinking about putting a dash cam in your vehicle or already have one installed, you may be wondering if your insurance provider will give you a discount on your premiums.

How To Decide If Your At-Home Business Insurance Should Be Part Of Your Homeowner's Insurance

The number of Americans who work from home is rising, with currently 1 in 5 Americans working from home at least occasionally. While working from home can provide you with many benefits, such as getting rid of a long commute or allowing you to start your own business, it can also be complicated. Figuring out issues like taxes and insurance can be confusing for people who work from home.  Protecting your business assets is important, so you will likely want to get some sort of business insurance in addition to your homeowner's insurance.

Two Homeowners Insurance Policy Add-Ons To Consider

If you are purchasing a home for the first time, then you may be confused about homeowners insurance and the type of coverage that you need. A typical policy will cover damage to the home and the contents inside of it. It will also cover the garage and other structures on your property. It will provide money for living costs too, if you need to move out of your house while repairs are made.

2 Reasons Why Home Insurance Costs More For Homes In Rural Areas

If you compared the cost of home insurance for two identical homes, one in the city and one in the country, you would probably find that the one located in the city would be less to insure than the one located in a rural area. Insurance companies base policy rates on many factors, and one of these is location. Here are two reasons why it often costs more to insure a home in a rural area compared to a home located within city limits.

Consequences Of Failing To Get SR22 Insurance

SR22 insurance coverage is a requirement by law for people that have had too many driving violations or one major violation. If you are told you need it, you could face major consequences if you fail to get it, especially if you continue to drive. If you are thinking about not getting this coverage, you may want to think twice about this decision. Failing to get this coverage when it is needed could result in the following consequences.

Ways To Make Sure You Have Enough Homeowner's Insurance Coverage

Hopefully, you will never have to worry about filing a homeowner's insurance claim, especially a total loss claim, but if you do, it will be a lot easier and helpful to you if you are fully insured. If you want to make sure you are fully covered on your homeowner's insurance policy, you may want to call your company and discuss the following issues with them. The Amount Of Coverage For Personal Belongings

7 Tips For Getting Better Auto Insurance Rates

Paying high auto insurance costs every month can definitely be a bummer. Whether your high premiums are due to having bad credit or receiving too many speeding tickets, you probably want to scream every time you open up your car insurance bill. However, you do not have to necessarily put up with these high rates forever. Here are seven helpful tips for getting better auto insurance rates: Take a Defensive Driving Course