When To Report Changes To Your Homeowner's Insurance Agent

How long has it been since you've updated your homeowner's insurance policy? Many homeowners make the mistake of setting up the policy, paying the monthly premiums and never giving it another thought. If you're one of these folks, you could be cutting yourself short on coverage—you may not get the payout that you need to rebuild and replace all of the belongings in your home. Here, you'll find a few instances in which a call to your home owner's insurance agent is warranted.

DBA Insurance 101

Any American company that serves as a contractor for the United States Department of Defense on their overseas defense bases in a specific capacity must have adequate insurance to protect their employees, both Americans and local nationals. This insurance is called Defense Base Act (DBA,) which was enacted right before the start of American involvement in World War II in 1941. Over the years, the act has been amended several times to include other employees, such as infrastructure builders who work on behalf of the federal government.

Embarking On A Career As An Insurance Agent? 4 Tips To Help You Get Off To A Good Start

If you're in the process of becoming an insurance agent, be prepared to put in some hard work. Becoming a successful insurance agent takes time and effort. Now that you're on your way to becoming an insurance agent, here are some tips that will help you enjoy a successful career. 1. Get All the Training You Can When it comes to being a successful insurance agent, you've got to get as much training and education as possible.

Mandatory Auto Insurance Coverage

Before getting behind the wheel of any car, you should ensure you have at least the minimum insurance coverage mandated by the government. This minimum coverage varies by state, but the following four examples are the most common ones. Liability Coverage Liability coverage is mandatory in all states except New Hampshire. Liability coverage pays for the damages and injuries you may cause to others while driving. This is what ensures that you don't have to dig into your pocket to pay a pedestrian's medical costs when you accidentally knock them down on a foggy evening.

Tips For Keeping The Cost Of Your Auto Insurance Affordable

Auto insurance is just one of those things we are stuck paying for as long as we own vehicles. However, that does not mean that you have to be stuck paying over the top prices for your policy. To help you save as much money as possible, you will want to spend a few moments reviewing the following information: Stick With One Company If you are a homeowner, you likely have home owner's insurance.

First Time Buying Home Insurance? 4 Tips To Help You Keep The Costs Down

When you own your home, you have no choice but to pay for homeowners insurance. However, you do have a choice about how much you pay for your insurance. If you're in the process of buying your first home, it's time to start shopping around for the best deal on a homeowners policy. Here are four steps you should take to keep your premiums affordable. 1. Always Ask About Discounts

Outdoor Improvements To Reduce Your Home Insurance Rates

Your home insurance rates are based on a lot of factors, some of which involve your surrounding environment. If you want to improve your home and reduce your home insurance premiums, there are a few improvements you may want to prioritize. These are improvements that reduce your overall risk as well as your insurance expenses. Privacy and Safety Fencing Privacy fencing around your home reduces the chances of intruders, while safety fencing around a pool can reduce the chances of a harmful accident.

3 Fast Tips For Lowering Your Insurance Costs

If you want to lower your monthly expenses, one place you should consider starting is with your auto insurance costs. These can get pricey unless you're mindful of the things you do. The good news is that there are many ways to decrease the overall cost of your car coverage when you just know what to do. Being aware of fast tips to help you get immediate results can be extremely helpful in lowering your premium.