What Exactly Is Dram Shop Insurance?

Dram shop insurance is a very specific form of liability insurance that's aimed at all types of businesses, clubs, and organizations that serve alcohol to patrons, guests, or members. The term "dram shop" is a bit of an old-timey term to describe taverns and bars. Thirty-eight states have dram shop laws in place that impose strict liability on businesses that serve visibly intoxicated persons who subsequently proceed to injure someone while in a drunken condition.

Does Car Insurance Cover Damage Caused By Rodents?

It is almost impossible to keep all rodents and pests away from a house, and this means that there is always a chance that rodents will get into the engine compartment of your car and destroy things. Rodents are known for chewing through wires and other parts, and they can cause a lot of damage. If you have car insurance, though, it may cover the costs of damage caused by rodents, so here are a couple of things to understand about using car insurance for this purpose.

Tips For Getting A Title For Your Utility Trailer

If you have a utility trailer or if you are thinking about buying one, you could be wondering about the titling process that goes along with it. Getting a title for your utility trailer doesn't have to be a big challenge. In many cases, it's relatively easy to do. The following tips should be able to help you get started with getting the title that you need. Make Sure Your Utility Trailer is Compliant with Local and State Laws

Homeowners Insurance: 3 Mistakes To Avoid When Buying A Policy

Purchasing homeowner's insurance is an important part of being a homeowner. If you have a mortgage on your home, your mortgage company will likely require you to carry a policy, but even if you own your home free and clear, it is still essential to hold the right insurance policy. Whether you're a first-time home buyer making your first homeowner's insurance policy purchase, or you're planning on shopping for a new policy to replace your current one, you need to go about the process the right way.